Commercial Debt Recovery
Recover the money your business is owed
Unpaid invoices can put pressure on your cash flow, your profitability and your relationship with customers.
At Paragon Credit Management, we help UK businesses recover overdue commercial debts professionally and efficiently.
Whether you are dealing with one unpaid invoice or a portfolio of outstanding business debts, we can manage the recovery process on your behalf.
No Collection. No Fee.
If we don’t recover the money, you don’t pay our recovery fee.
Professional debt recovery for UK businesses
Chasing overdue invoices takes time, creates unnecessary pressure and can take you away from running your business.
Paragon provides professional commercial debt recovery services for businesses across the UK.
We work with businesses of all sizes, from smaller independent companies to established organisations, helping them recover money owed by customers and other businesses.
Our approach is straightforward. We act professionally, communicate clearly and pursue the debt firmly while maintaining a sensible and proportionate approach.
Whether your customer has stopped responding, repeatedly promised to pay or simply refuses to settle an outstanding invoice, we can help.
What commercial debts can we recover?
We can assist with a wide range of commercial debts, including:
• Unpaid invoices
• Overdue business accounts
• B2B debts
• Outstanding trade accounts
• Unpaid contracts
• Commercial arrears
• Debts owed by limited companies
• Debts owed by sole traders and partnerships
• Judgment debts and unpaid CCJs
If you are unsure whether your debt is suitable for recovery, contact us and we can discuss the circumstances with you.
Unpaid invoices
An overdue invoice shouldn’t become a permanent problem.
We can contact your customer on your behalf and seek payment of the outstanding balance, taking the pressure away from you and your team.
Our commercial debt recovery service can be particularly useful when your own attempts to recover payment have been unsuccessful.
You don’t need to keep sending reminders, making telephone calls or chasing promises to pay.
We can take over the recovery process and deal directly with the debtor.
B2B debt recovery
Recovering money from another business can be particularly difficult when you want to protect an ongoing commercial relationship.
Our approach is professional and proportionate.
We understand that today’s debtor can sometimes be tomorrow’s customer, supplier or business partner. Our aim is therefore to recover what you are owed while communicating with the debtor professionally throughout the process.
Where payment is possible, we seek to achieve a resolution without unnecessary escalation.
Where further action is required, we can explain the options available to you.
How our commercial debt recovery service works
1. Tell us about the debt
Submit the details of the outstanding debt through our online instruction form.
We’ll review the information provided and confirm whether we can assist.
2. We contact the debtor
Once instructed, we contact the debtor and seek payment of the outstanding balance.
We manage the recovery process on your behalf, meaning you don’t have to keep chasing your customer.
3. We recover the money
Where payment is secured, the money is passed to you in accordance with the agreed process.
Our fees are based on successful recovery, so our interests are aligned with yours.
No Collection. No Fee.
What happens if the debtor still refuses to pay?
Sometimes a debtor will not pay despite repeated requests.
If that happens, we can discuss the next available options with you.
Depending on the circumstances, this may include further recovery action, tracing, legal escalation or enforcement of an existing judgment.
Our wider services include:
Debt Tracing
Where appropriate, we can assist with tracing individuals or businesses where contact details are no longer valid or the debtor cannot be located.
CCJ Enforcement
Already obtained a County Court Judgment but still haven’t been paid? We can help you understand the enforcement options available.
High Court Enforcement
Where a judgment is eligible, High Court enforcement may provide another route to recovering the money owed.
Legal Escalation
Where further legal action may be appropriate, we can explain the available options and help you decide how you wish to proceed.
Why use Paragon Credit Management?
No Collection. No Fee.
Our commercial debt recovery service operates on a no collection, no fee basis for suitable debts.
If we don’t recover the money, you don’t pay our recovery fee.
Experienced recovery specialists
Our team has built extensive experience over 25 years, dealing with commercial debts and unpaid invoices across a wide range of industries. We achieve results, and we get them quickly.
Professional and proportionate
Debt recovery doesn’t need to mean damaging a customer relationship. In fact, chasing through a third party can often preserve the relationship.
We communicate professionally and seek to resolve debts without unnecessary escalation.
UK-wide service
We work with businesses across the UK, providing commercial debt recovery services wherever your debtor is based.
Straightforward process
No complicated process and no unnecessary administration.
Tell us what you are owed and we’ll explain what we can do.
Commercial debt recovery for different industries
We work with businesses across a wide range of sectors, including:
Construction
Recruitment
Manufacturing
Professional services
Wholesale and distribution
Transport and logistics
Property and facilities management