Insights

  • How to Enforce a CCJ: A Guide to High Court Enforcement

    Obtaining a County Court Judgment (CCJ) is an important step in recovering money owed to your business. However, obtaining a judgment does not necessarily mean you will receive payment. If a debtor fails to pay a CCJ, you may need to take further action to enforce the judgment. For qualifying debts, High Court enforcement can…

  • How to Recover Overdue Invoices: A Practical Guide for Businesses

    Late payments can create serious challenges for businesses of all sizes. An overdue invoice does more than affect your accounts receivable — it can disrupt cash flow, increase administrative costs and make it harder to meet your own financial commitments. The good news is that recovering overdue invoices does not always require aggressive tactics. With…

  • Government Crackdown on Rogue Bailiffs

    The Government has announced tougher regulation of private bailiffs in England and Wales, with new measures designed to improve standards, strengthen oversight and protect people facing debt enforcement. The announcement, made on 28th August 2026, is intended to tackle concerns about aggressive behaviour, unfair treatment and unaffordable repayment arrangements. For anyone dealing with enforcement action,…

  • Why Waiting for Payment Could Be Costing You

    For many businesses, chasing overdue invoices is one of those jobs that always seems to slip down the to-do list. You’re busy looking after customers, managing your team, and focusing on growing your business. It can feel easier to give a customer “just another week” to pay, especially if you’ve worked with them for a…

  • What Is Commercial Rent Arrears Recovery (CRAR)? A Guide for Commercial Landlords

    When a commercial tenant falls behind on rent, it can quickly disrupt cash flow and create uncertainty. One of the most effective enforcement options available to landlords in England and Wales is Commercial Rent Arrears Recovery (CRAR) – a statutory process that allows landlords to recover qualifying commercial rent arrears without going straight to court.…

  • UK Late Payment Laws 2026: What the New Crackdown Means for Commercial Debt Recovery

    A major shift in how unpaid invoices are handled in the UK Late payments remain one of the biggest threats to UK business cash flow, particularly for SMEs. In response, the UK government is introducing the most significant reforms to commercial payment practices in over 25 years, aimed at tackling persistent late payment behaviour and…